American Greetings Benefits

All regular part-time associates on the regular payroll working at least twenty (20) but less than thirty-six (36) hours per week are considered part-time benefits-eligible.

When a benefits-eligible part-time associate changes to benefits-eligible fulltime status, or vice versa, or when a non-benefits eligible associate changes to a benefits-eligible class, benefits are impacted.

Click here to view the Summary Plan Descriptions for each of the American Greeting’s Benefit Plans and for more information on benefits as a part-time benefits-eligible associate, full-time benefits-eligible associate or for changes to your benefits due to a qualified life event.

If medical, dental or vision coverage ends due to a qualified life event, you may be eligible for a continuation of coverage through COBRA. Click here for more information on COBRA.

If you want to make changes to your benefits due to a qualifying life event, log into myAGBenefits or call the AGBenefits Service Center at (877) 213-6240.

Part-Time Benefits

In general, when an associate is part-time benefits-eligible status, some benefits may be reduced and health care contributions may increase.

Health care coverage is available at part time payroll deduction rates (which are greater than full time)
You can also continue Dental and Vision coverage at the same cost
Company paid basic Life insurance and AD&D coverage
Short term disability is calculated as a percentage of base earnings and is dependent on the length of disability and your years of service
Company paid long term disability coverage is based on base pay and optional LTD coverage is available
You may still contribute to Health Care and Dependent Care Flexible Spending Accounts
Vacation - prorated based on years of service
Holidays - prorated
No Change to Retirement Plan

Full-Time Benefits

In general, when an associate is full-time benefits-eligible status, some benefits are increased and health care contributions decrease.

Health care covered at lower deductions than part-time benefits eligible associates
You can also continue Dental and Vision coverage at the same cost
Company paid basic life insurance and AD&D coverage
Company paid Business Travel AD&D coverage equal to 3 times your basic earnings
Short term disability is calculated as a percentage of base earnings and is dependent on the length of disability and your years of service
Full-time exempt associates are eligible for company paid long-term disability benefits and Optional LTD Coverage
You may still contribute to Health Care and Dependent Care Flexible Spending Accounts
Vacation - prorated based on years of service
Holidays - prorated
No Change to Retirement Plan

Associate is no Longer Eligible for Benefits

Health Care/Dental/Vision
If an associate in a benefits-eligible class changes to a non-benefits-eligible class, Health Care and Dental/Vision coverage stops at the end of the month in which the transfer to benefits-ineligible employment occurs. Health Care, Dental and Vision coverage may be continued through the COBRA continuation provisions of the plans.

Life/AD&D/Business Travel Accident/STD/LTD
Basic Life Insurance, Accidental Death and Dismemberment Insurance, Business Travel Accident Insurance, Short-Term Disability, and Basic Full-time Exempt LTD Coverage stops on the date on which the associate ceases to meet the eligibility requirements of the Plan.

Health Savings Accounts
Unlike a flexible spending account, your health savings account (HSA) is your own personal account. You have access to all of your funds, even if you become a non-benefits-eligible associate. However, you may no longer contribute to your HSA when you lose eligibility to the Consumer or Enhanced Consumer Medical Plan. AG’s matching contributions stop the last day of the month in which you lose eligibility to the Consumer or Enhanced Consumer Medical Plans.

Flexible Spending Accounts
Deposits stop for Flexible Spending Accounts when eligibility ceases. However, you can continue to request reimbursement (standard timing applies) of eligible expenses incurred through the date of the employment status change. You may be offered COBRA continuation of coverage through the end of the plan year if your claims are less than your FSA balance.

Retirement Savings Plan
Non-benefits-eligible associates may not make before-tax contributions or Roth contributions to the American Greetings Retirement Savings Plan. You may take loans, hardship withdrawals and in-service withdrawals, however, distributions are not available unless employment terminates.